HHeirThe Heir Journal
FrançaisSign inTry Heir free

The Heir Journal

Notes on building wealth, calmly

Short, practical reads on money, planning and the future you're building. Free to read, no account needed.

Interactive tool

The Buy-It-Once List

Love the product, hate the subscription? Find an alternative you can actually own.

Open the tool →

  • A person holding their head in their hands in front of a laptop showing a financial chart

    October 1, 2026 · 7 min read

    7 Money Habits Making You Feel Poorer Than You Are

    Feeling broke even when you earn more? Seven everyday money habits that make spending invisible and expected costs feel like emergencies, and what to do instead.

    Read →

  • Hands holding a phone open to a streaming app's catalogue

    October 1, 2026 · 8 min read

    The Era of Owning Nothing

    From Netflix and Spotify to apps and software, we increasingly pay for access instead of ownership. Here’s what subscription culture costs us beyond the monthly bill.

    Read →

About Heir

Heir is a private place to see what you own, what you owe, where your money is going and what you’re building over time. No ads. No bank connection required. Your financial life, organized in one place.

Try Heir free
The Heir JournalOur commitmentPrivacyTermsFAQ

© 2026 Heir